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HOW SOON SHOULD I START TO SEE RESULTS?
should have your first round of work sent and processed within five business days from your start date. Credit Bureaus have 30-45 days by law to process all paperwork submitted. You should see initial results in about 30-60 days from the start date from each credit bureau. The result process is ongoing until we have tried all our options
CAN BAD CREDIT BE LEGALLY RESTORED?
Because you are responsible for ensuring that your credit report is accurate, laws were enacted, specifically the Fair Credit Reporting Act (FCRA) to assist you. The FCRA gives you the right to contact the credit bureaus directly to dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable. Any item that cannot be verified on your credit report must be deleted. Goodwill Creditor Interventions may also be used to address an item on your credit report directly with your creditor.
Also, the Fair and Accurate Credit Transactions Act (FACTA in situations where identity theft is concerned. Thousands of people have legally and successfully restored their credit and increased their credit score simply by enforcing their own legal rights. This type of process can be done individually if you have the time, and of course the patience, for the learning curve involved and tedious process if you don't have the right tools and guidance.
HOW MUCH CAN I EXPECT MY SCORE TO GO UP?
Because there are no two-credit reports that are exactly the same. This means that improvements we make on one person's credit may or may not improve the score as much as another's. Past customers have experienced up to 200+ points increase while others just get the 20 points jump they needed to qualify for their Loan. Everyone's results will vary, but you can be certain we will get you the best results possible. And with our 100% money back guaranteed you get extra peace of mind.
WHAT IS CREDIT RESTORATION?
Credit Restoration is a service provided under the CROA act that allows credit restoration service providers to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated or unverifiable. Any credit restoration agency that claims to be able to remove ANY and EVERY item other than those identified above is in violation of the Credit Repair Organizations Act (CROA).
+ WHAT IS A CREDIT SCORE?
A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged. There are many different credit scores and the credit score you view may not be the score used by a particular lender. That is why Active Credit goes after all three credit bureaus so your covered across the board.
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